How Much Does Therapy Cost in Malaysia, and Is It Covered by Insurance?

Taking that first step into therapy often comes with practical questions, especially around affordability. Understanding therapy cost in Malaysia and how insurance may support you can help ease concerns. At Sanctuary Clinics, we believe that financial barriers should not prevent anyone from getting the care they deserve.
What’s the Price of Therapy in Malaysia?
Therapy costs vary depending on the type of provider:
Counsellors (Private Practice)
RM100–RM250 per session
Clinical Psychologists
RM150–RM400 per session
Psychiatrists
RM200–RM600 per consultation (excluding medication)
Government Hospitals and Clinics
Offer significantly lower rates, some even free, though waiting times can be longer.
Is It Covered by Insurance?
Some private health insurance plans in Malaysia do cover outpatient psychiatric or psychological services, especially when part of a hospitalisation package. However, most standard policies exclude mental health unless it is specifically added. It’s important to:
- Check your policy wording carefully
- Ask your HR department (for corporate plans)
- Request a referral letter from a GP if required by your insurer
Making Mental Health More Accessible
At Sanctuary Clinics, we work with selected insurers and offer guidance on financing your care. We also believe that mental wellbeing is a vital investment, one that pays off in stronger relationships, career stability, and a better quality of life.
Your Next Step
The cost of therapy should never be a reason to delay support. If you’re unsure where to start, reach out to Sanctuary Clinics for guidance. Together, we’ll help you find care that is both effective and accessible.